ChexSystems Explained: What You Need to Know Before Churning
C
Churned Team 
The Silent Gatekeeper
If you've ever been randomly denied for a checking account despite having excellent credit, you've likely encountered ChexSystems.
Checking Your Score
You are legally entitled to a free copy of your ChexSystems report once per year. You should check it before embarking on a massive bank account churning spree.
- Request your report online.
- Review for any inaccurate negative remarks.
- Wait for the report to clear before opening new accounts.